Esurance Quotes: What Changed and Where to Compare

Independent guide. Not affiliated with Esurance.

Looking for an Esurance quote? Esurance is an Allstate company, and new online quotes now go through the Allstate brand. Here is what that means for a new quote, what existing Esurance customers can still do, and how to compare prices by ZIP. For context, read how insurers price the same driver differently.

At a glance

Owner: Allstate. Esurance's own site says "Esurance is an Allstate company."
New quotes: Esurance.com still shows quote buttons, and its footer encourages qualified drivers to also get an auto quote from Allstate. Allstate says it merged the Esurance and Allstate direct operations and shifted direct sales to the Allstate brand.
Existing customers: Log in, pay, change coverage and file claims at esurance.com or in the Esurance Mobile app.
Products listed: Auto, homeowners, motorcycle, renters, condo, ATV and business (per the esurance.com quote menu). Home quotes in some states come from other companies (see below).

By the InsuranceNew.org Editorial Team. Last reviewed: October 4, 2026. How we research carriers

What happened to Esurance

Allstate bought Esurance in 2011. In its 2020 annual report, Allstate says it decided in late 2019 to integrate Esurance into the Allstate brand, and that it merged the Esurance and Allstate direct operations and shifted direct sales to the Allstate brand to create Allstate Direct. The same report says Esurance results were combined into the Allstate brand in the third quarter of 2020 and that advertising was redirected from Esurance to Allstate.

The Esurance website is still online. Its footer reads: "Esurance is an Allstate company. Qualified drivers are also encouraged to get an auto insurance quote from Allstate." We could not confirm on an official page whether every Esurance quote is now written by Allstate, so we don't claim it. Treat the quote screen as the final word on which company would issue your policy.

I'm an existing Esurance customer

Your policy stays in force under its terms. Per esurance.com:

Most Esurance policies renew automatically, usually every 6 months, and you get a renewal offer by email before the new term (Esurance FAQ).
Manage your policy, payments and ID cards in your online account or the Esurance Mobile app.
Telematics: Esurance's safe-driving program is called DriveSense.
Moving to a state where Esurance isn't available? Esurance says it can help you find coverage from another company (managing your coverages).

For step-by-step claim help, see our sister site's guide to filing a claim with Esurance.

Where Esurance products are sold now

If you are shopping fresh, quote both brands with the same coverage and compare. Allstate's own pages cover the products Esurance shoppers ask about most:

Allstate car insurance (online quote, local agents, 24/7 licensed chat)
Allstate motorcycle insurance
Allstate RV insurance (motorhomes, travel trailers, fifth wheels and full-time RVers)
Allstate telematics: Drivewise (safe-driving discount) and Milewise (pay-per-mile)

Esurance home insurance: esurance.com says its own homeowners policies are available only in certain states; elsewhere, home quotes are provided by Answer Financial (or Security First Insurance Company for Florida residents), and claims are paid by the company that underwrites the policy (Esurance homeowners page).

Esurance coverage options

Esurance's car insurance page lists the standard coverages (liability, collision, comprehensive, medical and uninsured motorist) plus these extras, some only in certain states (Esurance car insurance):

Emergency roadside assistance (Esurance states up to $75 per incident)
Rental car coverage, and CarMatch Rental Coverage in certain states
Loan/lease gap coverage
ShareSmart for rideshare drivers (not available in all states)

Esurance motorcycle discounts named on its site include a Safety Course discount and a Multi-Policy discount for combining auto and motorcycle (Esurance motorcycle insurance).

Saved Esurance quotes

We found no public "retrieve a saved quote" page on esurance.com. If you started a quote earlier, call the number on esurance.com or start a new quote with the same coverage settings. Comparing a fresh Allstate quote side by side is the simplest check. Our guide to retrieving a saved car insurance quote shows where Allstate and other carriers let you continue a quote.

Who it suits, and who should look elsewhere

Worth quoting if

You already have an Esurance policy and are happy with the service
You want an online-first carrier backed by Allstate
You drive for a rideshare company and want to check ShareSmart availability

Consider other carriers if

You want a local agent relationship (look at Allstate, State Farm or Farmers agents)
Esurance home insurance isn't underwritten in your state and you prefer one company for both policies
You're eligible for a membership program such as USAA (military) or AARP (The Hartford)

How Esurance compares

A qualitative snapshot from each carrier's own website. It does not rank prices; your quote depends on your ZIP Code, vehicle, driving record and coverage choices.

Esurance compared with similar carriers
Carrier	Who can buy	How you buy	Telematics
Esurance	Drivers in its states; new direct sales shifted to Allstate	Online, phone, app	DriveSense
Allstate	General public	Online, 24/7 chat, local agents	Drivewise, Milewise
Progressive	General public	Online, phone, independent agents	Snapshot

Customer-satisfaction comparison: see our sister site's Esurance vs Allstate.

Ratings and complaints

We link to the independent sources instead of restating scores, because ratings change. Look up Esurance on the NAIC Consumer Insurance Search (complaint data reported by state regulators) and check its financial strength rating with AM Best (free registration may be required).

Frequently asked questions

These questions cover whether Esurance still sells insurance, Allstate ownership, motorcycle and RV coverage, and how to file a claim.

Does Esurance still sell insurance?

Esurance.com still offers quote buttons and serves existing policyholders, but Allstate says it shifted its direct sales to the Allstate brand, and esurance.com encourages qualified drivers to also get an Allstate quote. Check the quote screen to see which company would issue the policy.

Is Esurance owned by Allstate?

Yes. Esurance's site says "Esurance is an Allstate company." Allstate bought Esurance in 2011 and, in its 2020 annual report, says it merged the Esurance and Allstate direct operations and shifted direct sales to the Allstate brand. We could not confirm on an official page whether every new Esurance quote is written by Allstate, so treat the quote screen as the final word on which company would issue the policy.

Does Esurance cover motorcycles?

Esurance lists motorcycle insurance on its site, with Safety Course and Multi-Policy discounts. Allstate also sells motorcycle insurance directly.

Does Esurance cover RVs?

We did not find RV insurance on esurance.com. Allstate offers RV insurance for motorhomes, travel trailers, fifth wheels, and full-time RVers. Esurance's quote menu lists auto, homeowners, motorcycle, renters, condo, ATV, and business. In some states its home quotes come from another company, not from an RV policy.

How do I file an Esurance claim?

Esurance says you can file and track a claim in the Esurance Mobile app, and you can also call the number shown on esurance.com. Existing customers can manage the policy, payments, and ID cards in the online account or the app. Most Esurance policies renew automatically, usually every 6 months, and you get a renewal offer by email before the new term.

Compare quotes by ZIP Code

Use the same limits and deductibles for every quote, so the price difference is real. The forms below continue to a partner site, not to Esurance.

Car insurance quotes

Home insurance quotes

Quick savings tip: Esurance is an Allstate company, and new online quotes now go through the Allstate brand. Use the same limits and deductibles on both forms. Existing customers can still log in, pay, change coverage, and file claims at esurance.com.

Sources

Checked on October 4, 2026. Carrier pages change; the carrier's policy documents and its quote are what count.

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