Allstate Insurance Quote Online: Coverage, Tools and Discounts
Independent guide. Not affiliated with Allstate.
You can get an Allstate insurance quote online, by 24/7 chat or through a local agent, and Allstate now handles the direct sales that used to go through Esurance. Here are the coverages, programs and tools Allstate lists, and how to compare its quote.
At a glance
- Who can buy
- General public.
- How you buy
- Online quote (adjust coverage and see estimate changes), 24/7 chat with a licensed representative, or a local agent.
- Products
- Auto, motorcycle, RV, ATV, boat, home, renters, condo, life and more.
- Availability
- Allstate says coverage, features and discounts vary by state.
Allstate and Esurance
Allstate owns Esurance. In its 2020 annual report, Allstate says it merged the Esurance and Allstate direct operations and shifted direct sales to the Allstate brand ("Allstate Direct"). If you were looking for an Esurance quote, compare an Allstate quote too; see our Esurance guide for existing Esurance customers.
Coverage options
Allstate's coverage page lists liability, collision and comprehensive, plus medical payments, uninsured/underinsured motorist, rental reimbursement and personal injury protection. Special-situation coverages include:
- Accident Forgiveness (rates don't go up after an accident when you sign up, per Allstate)
- Rideshare insurance
- Electric car and classic car insurance
- Insurance for teen drivers
- Car insurance for travel to Mexico
Allstate also sells motorcycle insurance and RV insurance, the products Esurance shoppers often ask about.
Discounts
Allstate's discount page names these (no percentages are given there):
- Bundling home and auto (savings vary by state)
- Anti-lock brake and anti-theft device discounts
- Responsible payer discount
- Good student (high school student with a B- average or better)
- Drivewise (see below)
Quote, estimate and telematics tools
- Drivewise: add it for instant savings, then save more for safe driving; it measures habits like safe speeds and safe stops.
- Milewise: pay-as-you-go insurance that uses a device to count miles; choose Pay-Per-Mile, Unlimited or both.
- Car insurance coverage calculator: estimates coverage options and limits as a starting point before a quote (not a price).
- Continue a saved quote: Allstate's pages link a "Continue a quote" option at purchase.allstate.com.
Claims
File or track an auto or motorcycle claim online or in the Allstate mobile app (Allstate claims). Our sister site has an Allstate claim filing guide.
Who it suits, and who should look elsewhere
Worth quoting if
- You want the choice of online, 24/7 chat or a local agent
- You drive little and want a pay-per-mile option (Milewise)
- You were an Esurance shopper and want the Allstate-brand equivalent
Consider other carriers if
- You want published discount percentages before quoting (Allstate's page lists names only)
- You qualify for a membership program such as USAA or AARP
- Milewise or Drivewise isn't offered in your state
How Allstate compares
A qualitative snapshot from each carrier's own website. It does not rank prices; your quote depends on your ZIP Code, vehicle, driving record and coverage choices.
| Carrier | Who can buy | How you buy | Telematics |
|---|---|---|---|
| Allstate | General public | Online, 24/7 chat, local agents | Drivewise, Milewise |
| Esurance | Existing customers; direct sales shifted to Allstate | Online, phone, app | DriveSense |
| State Farm | General public | Local agents, online | Drive Safe & Save |
Pricing comparison from our sister site: Progressive vs Allstate.
Ratings and complaints
We link to the independent sources instead of restating scores, because ratings change. Look up Allstate on the NAIC Consumer Insurance Search (complaint data reported by state regulators) and check its financial strength rating with AM Best (free registration may be required).
Frequently asked questions
Can I get an Allstate quote online?
Yes. Allstate says you can get a quote in minutes and adjust coverage to see the estimate change in real time, or chat 24/7 with a licensed representative.
How do I continue a saved Allstate quote?
Use the "Continue a quote" link on allstate.com, which opens Allstate's quote retrieval page.
What is the difference between Drivewise and Milewise?
Drivewise rewards safe driving habits; Milewise is pay-as-you-go insurance priced by the miles you drive.
Is Esurance part of Allstate?
Yes. Allstate owns Esurance and says it shifted direct sales to the Allstate brand.
Does Allstate insure motorcycles and RVs?
Yes. Allstate has motorcycle insurance and RV insurance for motorhomes, travel trailers, fifth wheels and full-time RVers.
Compare quotes by ZIP Code
Use the same limits and deductibles for every quote, so the price difference is real. The forms below continue to a partner site, not to Allstate.
Car insurance quotes
Home insurance quotes
Related guides
- Esurance: what changed
- State Farm quotes and discounts
- Compare car insurance companies
- Allstate SR-22 quotes (sister site)
Sources
Checked on October 4, 2026. Carrier pages change; the carrier's policy documents and its quote are what count.
- Allstate: Car insurance
- Allstate: Coverages and add-ons
- Allstate: Discounts
- Allstate: Drivewise
- Allstate: Milewise
- Allstate: Coverage calculator
- Allstate 2020 annual report
- NAIC Consumer Insurance Search
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